If you prefer simple methods, Waffle is the way to go. Waffle is a smart, instant, and straightforward form of life insurance. We're an online provider of term life insurance to individuals directly. Waffle makes it easy to apply for life insurance online, get approved, and begin coverage in as little as a few minutes.
Each application is individually underwritten at Ladder. Thus, it is completely random whether or not you will be required to attend a health screening appointment. However, our process can take a few more weeks if you're also required to schedule a health check appointment.